Whilst there’s no legal requirement to take out insurance if you rent a property in Scotland, it can be a good idea to have an insurance to protect against accidental damage or meeting monthly payments.
We work in partnership with professionally qualified and regulated advisors who can find the best deal to suit your needs. This may be individual policies, or a joint policy to cover accidental damage and rental protection.
Tenant Liability Insurance
As a tenant, it’s your responsibility to keep your rental home in good condition. General wear and tear is expected to a degree (and therefore wouldn’t be covered by insurance, nor would deliberate damage) but Tenant Liability Insurance can help cover the costs of fixing or replacing fixtures and fittings which otherwise may be deducted from your deposit. Most insurance companies will cover the likes of furniture, carpets, white goods and appliances.
If you’d like to hear from our independent insurance advisor please complete the below form.
Income Protection Insurance
We never like to think of the ‘what ifs’, but you may wish to consider Income Protection Insurance. In the unfortunate event that you have an accident or find yourself unable to work, this insurance may help you meet your monthly payments (in part or in full).
If you’d like to hear from an independent insurance advisor, please complete the below form.
